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A safe investment for the short to mid-term investor or for people who want liquidity.  A CD is a contract between you and the Bank for a guaranteed rate of return for the length of the investment - unlike the volatile stock market or mutual funds.  

You can invest from 32 days up to 5 years and your initial investment is never at risk.  For investments over $100,000, check the FDIC limits on Federally insured deposits.  To find out more about rates being paid, or to open an account, just give us a call.


FEATURES

  • $1000 minimum to open
  • Term lengths: 32 days, 90 days, 180 days, 1 year, 18 months, 2, 3, 4, 5 years
  • Penalty for early withdrawal
  • ADD ON CD allows additional money to be added to an existing CD
  • 3-Year STEP UP CD allows you to increase your rate two times during the term
  • FDIC Insured



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Peoples State Bank and MasterCard now  offer MasterCard Secure Code to make Internet purchases with your MasterCard Debit Card more secure.

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