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We really like making loans. We do it the old fashioned way, one person at a time. We are a “community bank” which means the decisions are made locally, not somewhere in another state or by some computer.  We have competitive rates and our lenders will take the time to speak with you regarding your loan products so you can choose what best fits your needs. So, if you want to be considered as an individual instead of a name on a piece of paper, then we are the bank for you.

Consumer Loans
A new computer, sporty new car, or hitting the water on a jet ski……these are just a few reasons you might need financing from us. We offer consumer loans for just about anything, all with great rates and friendly service, so stop by and see us!

Real Estate
Building, buying or refinancing? Don’t trust this important process to a mortgage broker or commission, come to a bank you can trust. We have specialized in-house construction loans. Whether it is your first home or where you plan to retire, we can help make your dream home come true.

Home Equity
Do you need to do some home repairs, bill consolidation, or take a much needed vacation? The answers could be right under your roof! A home equity loan allows you to take the equity out of your house and use it to do all these things and more. Stop by one of our locations and speak with one of our knowledgeable, friendly lenders.

Commercial Loans
You’ve got a plan, what about the funds? That’s where we come in. We’ve been helping old and new businesses buy their equipment, land/buildings and much more. We understand that by helping our businesses, we also build up our local economy and provide jobs for our family, friends, and neighbors. Talk to a loan officer today and start building your business tomorrow!



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Peoples State Bank and MasterCard now  offer MasterCard Secure Code to make Internet purchases with your MasterCard Debit Card more secure.

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