• Commercial Checking

    Keeping records with a commercial account is essential for any business and allows flexibility of service charges depending on how much activity takes place on the account. PSB is sure to have that fits your business needs

    • $500.00 to open
    • $10.00 Monthly service charge
    • Unlimited deposits
  • Commercial NOW Account

    Interest earned on balances over $1000.00. Partnerships, For Profit corporations, and Limited Liability Corporations are not elgible for NOW accounts

    • $1500.00 to open
    • Interest earned on balances over $1000.00
    • Service Charges for balances under $1000
    • $0 to $1499.99-$10.00
    • $1500.00 and above-$0
  • Money Market Accounts

    Money Market Deposit Accounts (MMDA) are available with Interest earned on balances over $1000

    • Fees and withdrawals reduce the earnings on the account
    • Service charge based on Daily Balance Method
    • A minimum $2,500.00 deposit is required to open a MMDA account.
    • Pays interest on all account balances
    • Service Charges for balances under $1000
    • $0 to $2499.99-$7.50
    • $2500.00 and above-$0
    • Monthly service charge of $10.00 if withdrwal exceeds 6 per cycle
    • 6 withdrawals per statement cycle—no more than 3 by check, draft, or debit card
  • Commercial Savings Account

    $250.00 to open and earns interest*

    • Fees and withdrawals reduce the earnings on the account
    • Service charge based on Daily Balance Method
    • Limited to 6 withdrawals per quarter
    • $2.00 Fee for each withdrawal in excess of six withdrawals per quarter
    • Service Charges
    • $0 to $199.99-$3.00
    • $200.00 and above-$0
  • Loans

    We really like making loans. We do it the old fashioned way, one person at a time. We are a “community bank” which means the decisions are made locally, not somewhere in another state or by some computer. We have competitive rates and our lenders will take the time to speak with you regarding your loan products so you can choose what best fits your needs. So, if you want to be considered as an individual instead of a name on a piece of paper, then we are the bank for you.

    • You’ve got a plan, what about the funds? That’s where we come in. We’ve been helping old and new businesses buy their equipment, land/buildings and much more. We understand that by helping our businesses, we also build up our local economy and provide jobs for our family, friends, and neighbors. Talk to a loan officer today and start building your business tomorrow!

  
  

NOTICE: All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest n Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.