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We offer just about every kind of checking account you could want. The convenience of a debit card may be used with the account. Overdraft Privilege is also available. Please refer to our Overdraft Program for more details.


Free Checking
 
  • $100 to open
  • No service charge
  • Unlimited check writing
  • Overdraft Privilege
  • Canceled checks are not returned
 
Peoples Club Account
 
  • $100 to open
  • Free wallet checks
  • Accidental death & dismemberment insurance
  • Unlimited check writing
  • Free money orders
  • Return of canceled checks
  • Overdraft Privilege
  • Service charge:
    $9 Basic Plan
    $10 Personal Plan
    $12 Family Plan

Peoples Silver Account
 
  • $100.00 to open
  • Account holder must be 62 or older
  • Service charge waived with direct deposit
  • Unlimited check writing
  • Service charge:
       $0-$750: $6
       $750 and above: $0

NOW Account
 
  • $1500.00 to open
  • Unlimited check writing
  • Interest earned on balances over $1000*
  • Service charge:*
       $0 to $1499.99: $10
       $1500 and above: $0

Money Market
 
  • $2500 to open
  • Interest earned on balances over $1000*
  • 6 withdrawals per statement cycle—no more than 3 by check, draft, or debit card
  • $10 Fee for each withdrawal in excess of six per statement cycle
  • Service charge:*
       $0 to $2499.99: $7.50
       $2500 and above: $0

Savings Account
 
  • $100 to open
  • Earns interest*
  • Limited to 6 withdrawals per quarter
  • $2 fee for each withdrawal in excess of six withdrawals per quarter
  • Service charge:*
       $0 to $199.99: $3
       $200 and above: $0

Safe Deposit Boxes
  Looking for somewhere safe to store those valuables? Stop by one of our convenient locations - we're sure to have a safe deposit box to fit your needs.


* Fees and withdrawals reduce the earnings on the account
* Service charge based on Daily Balance Method



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Peoples State Bank and MasterCard now  offer MasterCard Secure Code to make Internet purchases with your MasterCard Debit Card more secure.

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