calculator and pencil on top of accounts ledger spreadsheet

Commercial Certificates of Deposit – Fixed Rate

Are you looking for a higher interest rate than traditional savings accounts can offer? A Certificate of Deposit (CD) is perfect for you because it allows you to lock in your deposit for a specified period of time and allows higher yields on your money, depending on the length of the term.


Traditional CDs
  • $1000.00 Minimum deposit
  • The greater the balance, the greater the interest
  • Automatic renewal or single maturity
  • Terms between 32 days and 60 months
  • Interest may be transferred to a PSB checking, savings, or money market account—or paid directly to you by check


Rate Information

Please contact a New Accounts Representative or branch location nearest you for our current rates and Annual Percentage Yields (APY) information. Rates and/or terms and conditions are subject to change at any time, without prior notice at Peoples State Bank’s discretion and/or as required or allowed by law. Fees, withdrawals and/or penalties could reduce the earnings on the account.


Peoples State Bank

5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658
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15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196
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2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424
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