man driving car

Consumer Loans

Loans are subject to Credit Approval

Auto Loans

Americans have had a love affair with the automobile for generations. Makes and models come and go, but one thing never changes: the need for great auto loan rates. No matter what you have your eye on, from a shiny new sports car to an SUV, come to us first. Our auto loans are serviced right here by people you already know and our rates are competitive.

Boats, Motors, or Trailers

If buying a new boat is on your list of things to do, then visiting our loan department should be also! Our competitive rates and friendly service is a great way to begin your purchase.

Personal Loans

A new computer, living room furniture, these are just a few reasons you might need financing from us. We offer consumer loans for just about anything, all with great rates and friendly service. One of our friendly loan officers will be pleased to answer any questions that you may have.

RVs/Motor Homes

You’ve worked long and hard to make retirement the time of your life….and now you’re about ready to buy your first RV, we’d like to be there for you. Our loan rates are competitive, and our loan officers really care. Call or stop by one of our locations and speak to one of our friendly, knowledgeable loan officers. We also finance motorcycles and ATVs.


Peoples State Bank

5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658
Email the Bank

15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196
Email the Bank

2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424
Email the Bank