Peoples State Bank is committed to the Safety and well-being of our customers, staff and community. We are closely monitoring the current situation and are taking precautionary steps to reduce the potential of exposure and spread of COVID-19.
Following Local and Federal recommendations, we have made the decision to close our lobbies effective Monday June 29, 2020. This applies to all locations.
All drive-thrus will remain open as per normal drive-thru business hours. Enhanced drive-thru services will be available during this time.
We strongly encourage you to take advantage of our online banking services and mobile app to access your accounts during this time.
If lobby services such as Safe Deposit boxes or lending services are needed please call:]
936-628-3312 Shepherd Branch
936-653-5193 Coldspring Branch
936-967-2323 Livingston Branch
Monday - Friday 8:am to 5:30 pm
As always, we're here to serve you
calculator and pencil on top of accounts ledger spreadsheet
Commercial Checking Accounts
Owning a business is a challenge regardless of your size and keeping good records is essential. PSB’s checking accounts allow flexibility of service charge depending on how much activity takes place in the account.
Earnings Credit: This account features an earnings credit which is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward, or otherwise receive credit for any excess earnings credit.
Commercial Checking Account
$500.00 to open
$10.00 Monthly Service Charge
Unlimited Deposits
Free Online banking
Free E-statements
Free ATM/Debit MasterCard
Commercial NOW Account
$1,500.00 to open
Free ATM/Debit MasterCard
Free Online Banking
Free E-statements
Maintain a minimum balance of $1500.00 or above to avoid a service charge. If your balance falls below $1500.00 any day of the month you will be charged a $15.00 service charge for that month.
Minimum balance of $1500.00 must be maintained to earn interest
PARTNERSHIPS, FOR PROFIT CORPORATIONS, AND LIMITED LIABILITY COMPANIES ARE NOT ELIGIBLE FOR NOW ACCOUNTS.
