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Commercial Checking Accounts
Owning a business is a challenge regardless of your size and keeping good records is essential. PSB’s checking accounts allow flexibility of service charge depending on how much activity takes place in the account.
Earnings Credit: This account features an earnings credit which is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward, or otherwise receive credit for any excess earnings credit.
Online and Mobile Banking may be subject to additional terms and conditions and/or third party service provider fees.
Commercial Checking Account
$100.00 to open
$10.00 Monthly Service Charge per statement (The following fees and charges apply to this account)
1-Day float $0.10 per item
2-Day float $0.12 per item
3-Day float $0.14 per item
per check paid and ACH debits $0.15 per item
Unlimited Deposits
Free Online banking
Free E-statements
Free ATM/Debit MasterCard
Commercial NOW Account
$1,500.00 to open
Free ATM/Debit MasterCard
Free Online Banking
Free E-statements
Maintain a minimum balance of $1500.00 or above to avoid a service charge. If your balance falls below $1500.00 any day of the month you will be charged a $15.00 service charge for that month.
Minimum balance of $1500.00 must be maintained to earn interest
PARTNERSHIPS, FOR PROFIT CORPORATIONS, AND LIMITED LIABILITY COMPANIES ARE NOT ELIGIBLE FOR NOW ACCOUNTS.
Online and Mobile Banking may be subject to additional terms and conditions and/or third party service provider fees.
Shepherd
5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658 Email the Bank
Coldspring
15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196 Email the Bank
Livingston
2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424 Email the Bank
Caution: Email is not a secure method of communication. We ask you NOT to include confidential information including account numbers, passwords, debit card numbers, social security numbers, etc., in the emails you send to us. To discuss confidential information, please stop by one of our branches or call us at (936)-628-3312