Commercial Checking Accounts

Owning a business is a challenge regardless of your size and keeping good records is essential. PSB’s checking accounts allow flexibility of service charge depending on how much activity takes place in the account.

Earnings Credit: This account features an earnings credit which is applied to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid, carry forward, or otherwise receive credit for any excess earnings credit.

Online and Mobile Banking may be subject to additional terms and conditions and/or third party service provider fees.

Commercial Checking Account

• $500.00 to open
• $10.00 Monthly Service Charge per statement (The following fees and charges apply to this account)
• 1-Day float $0.10 per item
• 2-Day float $0.12 per item
• 3-Day float $0.14 per item
• per check paid and ACH debits $0.15 per item
• Unlimited Deposits
• Free Online banking
• Free E-statements
• Free ATM/Debit MasterCard

Commercial NOW Account

• $1,500.00 to open
• Free ATM/Debit MasterCard
• Free Online Banking
• Free E-statements
• Maintain a minimum balance of $1500.00 or above to avoid a service charge. If your balance falls below $1500.00 any day of the month you will be charged a $15.00 service charge for that month.
• Minimum balance of $1500.00 must be maintained to earn interest
• PARTNERSHIPS, FOR PROFIT CORPORATIONS, AND LIMITED LIABILITY COMPANIES ARE NOT ELIGIBLE FOR NOW ACCOUNTS.
• Online and Mobile Banking may be subject to additional terms and conditions and/or third party service provider fees.