person filling out check

Savings Account

Life is filled with big moments: starting college, expanding your family, buying a house, starting your retirement. Putting your money into a savings account lets you plan securely for all of them.

Online and Mobile Banking may be subject to additional terms and conditions and /or third party service provider fees.

 

Savings Account
  • $100.00 to open
  • Interest earned on all amounts
  • Limited to six (6) withdrawals per quarter
  • $5.00 fee for each withdrawal in excess of six (6)
  • Free Online Banking
  • No service charge for balances over $100.00. For balances that drop below $100.00 any day in the quarter will be charged a $5.00 service charge

Minor Savings Account
  • $25.00 to open
  • Interest earned on all amounts
  • No minimum balance
  • No monthly service charge
  • Free Online Banking
  • Limited to six (6) withdrawals per quarter
  • $5.00 fee for each withdrawal in excess of six (6)

Money Market
  • $2,500.00 to open
  • Minimum balance of $2,500.00 must be maintained to earn interest
  • Limited to six (6) withdrawals per quarter
  • $10.00 fee for each withdrawal in excess of six (6)
  • No service charge for balances $2,500.00 or above. For balances that drop below $2,500.00 any day in the month will be charged a $12.00 service charge.
  • Free Online Banking

 

Rate Information

Please contact a New Accounts Representative or branch location nearest you for our current rates and Annual Percentage Yields (APY) information. Rates and/or terms and conditions are subject to change at any time, without prior notice at Peoples State Bank’s discretion and/or as required or allowed by law. Fees, withdrawals and/or penalties could reduce the earnings on the account.

NAVIGATION

Peoples State Bank

Shepherd
5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658
Email the Bank

Coldspring
15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196
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Livingston
2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424
Email the Bank