calculator and pencil on top of accounts ledger spreadsheet

Commercial Loans

You’ve got a plan, what about the funds? That’s where we come in. We’ve been helping old and new businesses buy their equipment, land/buildings and much more. We understand that by helping our businesses, we also build up our local economy and provide jobs for our family, friends, and neighbors. Talk to a loan officer today and start building your business tomorrow.

Peoples State Bank offers the following loans to help you meet your business needs:

  • Equipment/Inventory Loans
  • Letters of Credit
  • Lines of Credit
  • Cattle Loans
  • Commercial Real Estate
  • Commercial Construction Loans
  • Floor Plans
  • Timber Loans

Business loans may be secured or unsecured, with either a fixed or a variable interest rate.

Loans are subject to Credit Approval


Peoples State Bank

5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658
Email the Bank

15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196
Email the Bank

2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424
Email the Bank