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Are you looking for a higher interest rate than traditional savings accounts can offer? A Certificate of Deposit (CD) is perfect for you because it allows you to lock in your deposit for a specified period of time and allows higher yields on your money, depending on the length of the term.
Planning the retirement of your dreams? Then it is time to explore the many options of an IRA. Tax-deferred savings on the interest you earn will help you to prepare to make withdrawals, typically at age 59½.
IRAs are subject to additional IRS tax requirements.
Please contact a New Accounts Representative or branch location nearest you for our current rates and Annual Percentage Yields (APY) information. Rates and/or terms and conditions are subject to change at any time, without prior notice at Peoples State Bank’s discretion and/or as required or allowed by law. Fees, withdrawals and/or penalties could reduce the earnings on the account.