man driving car

Real Estate and Mortgages

Peoples State Bank NMLS# 394848

Loans are subject to Credit Approval

Construction Loan

Can’t find that dream home you are looking for….thinking of building, then we can help. We have experienced friendly officers ready to discuss your options. We can also convert that construction loan into permanent financing when the time comes. Stop by and see us.

Land/Lot Loan

Have you found that perfect piece of land to build your dream home on….we can help. We offer competitive rates on waterfront, acreage, and lots.

Home Improvement Loan

When it comes to home improvement projects, you can always expect the unexpected. If your renovations are costing more than you originally estimated, you may need financing to help see you through. We have rates and terms that will help you stay on budget.

Home Purchase

Few purchases are as exciting—or as scary—as your first home. We want to be there when you’re ready to take that big step. Our lending department is staffed by caring people who understand your needs.


Is it time to refinance your home? If you’re wondering whether today’s low rates can save you money, we can help. One of our loan officers will examine your current loan and tell you whether refinancing can lower your interest rate and monthly payments.


Peoples State Bank

5850 Hwy 59 South
PO Box 1287
Shepherd, TX 77371
T: (936) 628-3312
F: (936) 628-6658
Email the Bank

15001 Hwy 150 W
Coldspring, TX 77331
T: (936) 653-5193
F: (936) 653-5196
Email the Bank

2700 Hwy 190 West
PO Box 1800
Livingston, TX 77351
T: (936) 967-2323
F: (936) 967-2424
Email the Bank